Credit despite Credit Bureau entry without guarantors - sounds not unusual at first, but needs some precautions. Because most banks insist on a guarantor if the creditworthiness of the borrower is not considered sufficient. Without these guarantors, a loan despite Credit Bureau entry without guarantors is therefore usually doomed to failure. But there is another way.
This is how consumers imagine their credit
Fast, discreet and easy - that's what most consumers want their credit for. But this wish is not always a reality. Especially not if the conditions for borrowing are not optimal. Then it has to be improved and compensated.
And this costs time and nerves. A loan despite Credit Bureau entry without guarantors is not a matter of course. The credit rating is bad for a negative Credit Bureau. If this is not compensated with the help of a guarantor, there are not many lenders left who would grant the loan.
Because the traditional banking houses will be thankful for such a constellation. In order for the loan, despite Credit Bureau entry without guarantors can still be put into action, therefore, very special ways must be gone.
Where is the loan despite Credit Bureau entry without guarantors?
Since the classic donors such as banks or savings banks in a loan despite Credit Bureau entry without guarantor omitted, something must be dug deeper. At least so deep that a loan can be taken out through an intermediary.
Big intermediaries like Maxda work with private financiers. They know very well that they are always contact persons when the creditworthiness of the borrower requires it.
Therefore, the credit conditions are somewhat softened, but are accompanied by higher interest rates. Credit intermediaries repeatedly lend, which work without Credit Bureau and without a guarantor.
But the income must fit. In addition, the loan request may not be too big.
If you are looking for a small loan, you will probably find it better than all those who need a lot of money. But since the intermediaries have no money to give away, the prospect should be able to offer as much collateral as possible.
What can the foreign credit?
In connection with a loan despite Credit Bureau entry without guarantors one hears again and again of foreign credits, which can be taken up. These too work without the Credit Bureau. Whether they work without a guarantor depends entirely on what other prerequisites exist. Thus, income must also be correct for a foreign loan.
It must come from a fixed source and be well above the seizure allowance. Furthermore, the borrower must have a permanent residence and a bank account in Germany. Foreign borrowing generally takes place at Lite Lender in Liechtenstein. It has been offering these loans for several years and can offer good conditions.
The maximum loan amount is 7500 USD. Repayments are made in fixed monthly installments.
Altogether over 40 months. The application for the loan is online. A cash payment in cash is not possible.